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All You Need to Know About Experior Financial GroupFrequent Q & A(by Hernan Rodriguez - Executive Director - December 2022)1- What is Experior?● In Canada we are an independent MGA (Managing General Agency).Who markets insurance products such as life, critical illness, disability and travelinsurance, plus insured investment products such as segregated funds andannuities.● In the USA we are an independent IMO (Insurance Marketing Organization)focused on life insurance, annuities and health insurance.USA Corporate Presentation Canadian Corporate Presentation2- How long has Experior been in business?● Almost 9 years in Canada where we went from number 0 to Top 5!! QuiteImpressive, Right?● 2 years in the USA where we operate in all 50 states!!And we are just getting started. We will soon expand globally! Not bad for beingthe 1st Canadian IMO to enter the USA market and take it by storm eh?3- Is Experior an MLM?: https://youtu.be/4clY2rNvegc● No, we are the 1st tribrid system in financial services in North America, so we arefully regulated like all IMOs/MGAs. Also, most MLM companies pay you to signpeople up; we do not!● We did borrow from the network marketing industry, the powerful compensationprinciple where you get compensated, every time there is a sale done bysomeone you recruited.4- Do I need to be licensed to join Experior?● No, you do not need to be licensed to join and to start budding a team/agency.● You do need to be licensed and registered in the jurisdiction you want to sellinsurance or investment products.● You do need to be licensed and contracted at least in one USA estate orCanadian province to receive royalties (overrides) from the production of yourteam. Note: To receive overrides from Virginia, Quebec or Manitoba you must belicensed in each of those places.For more information on how to join Experior USA or Canada with the Icebreakers team contactHernan Rodriguez by clicking on the link: https://taplink.cc/hrvfinancial
5- Does Experior require its agents to recruit others?● No, recruiting is not an obligation at Experior, but to build an agency underExperior and to reach the Senior Manager or Executive Director contracts you dohave to build a team by recruiting and training other agents.● Our compensation system allows our agents to make a great living on their own,even if they never recruit anyone.6- Is Experior captive?● At Experior we have carriers with multiple insurance carriers, so our agents canservice their clients' best interests. If your client cannot be serviced by one of ourcarriers you can definitely go elsewhere for a solution.USA Career presentation Canada Career Presentation7- How many carriers are available?● USA= Over 25 for life + 12 for health● Canada = Over 258- Is there a fee to sign up?● USA = No sign up fee! We have a monthly platform fee from $19 USD to $79USD depending on your contract level. That fee covers live and recordedtraining, plus all back office tools to run and track your business. It is anincredible deal!!● Canada = Yes, we have a $150CAD one-time sign up fee, 100% reimbursableonce you load up your license, E&O insurance and your banking info. We alsohave a $33 CAD monthly fee for live and recorded training, plus all the backoffice tools you will ever need to run and track your business. It is a great deal!9- What are the contract levels at Experior?● USA Personal Contracts: FA = 70%, SFA = 85%, SM = 100% & ED 115%Plus 15% personal production bonuses to qualifying ED’s for a total of 130%● Canada Personal Contracts: FA = 40%, SFA = 70%, SM = 100% & ED 140%Plus 20% personal production bonuses to qualifying ED’s for a total of 160%10- Are there generations in Experior?Yes, there are a total of 7 generations for both the USA & Canada.● USA Total Generation Bonuses 28%1st=14%, 2nd=7%, 3rd=3%, 4th=2%, 5th=1%, 6th=.5%, 7th=.5%● Canada Generation Bonuses 53%1st=28%, 2nd=14%, 3rd=7%, 4th=2%, 5th=1%, 6th=.5%, 7th=.5%For more information on how to join Experior USA or Canada with the Icebreakers team contactHernan Rodriguez by clicking on the link: https://taplink.cc/hrvfinancial
11- What is the total compensation to the field?● USA total compensation to the field = 158%● Canada total compensation to the field = 193%12- Are there clear guidelines to reach out to the different contract levels?● Yes, we have clear guidelines for Canada and USA and the back office systemstrack the progress of all affiliated agents.13- Does everyone start at the FA contract?● No, depending on your previous industry experience and achievements, adifferent contract level can be granted.14- What makes Experior unique among other IMOs/MGA’s that so many topproducers and team builders are joining in record numbers?1st: Timing: Become a pioneer on the 1st tribrid system that lets you attract and retainlicensed top producers and team builders like no other system in the industry before us!!2nd: Leadership with experience!3rd: Live and recorded training on financial products, marketing, sales, mindset andpersonal growth.4th: Latest back office technology back office to run and track your business.5th: Competitive compensation (best among all builder systems)6th: Ownership of your book of business from day 1.7th: Ownership of your agency if you decide to build one, which you can will towhomever you choose, with or without licenses.8th: You can qualify to earn up to 14,000 Shares of Experior!9th: Future global expansion: For now you can build in both the USA & Canada!USA Corporate Presentation Canadian Corporate Presentation15- Which one is the best team to join?: There are many good teams to join. Alldepends on your needs and wants! No matter what team you join, you will have accessto corporate training.● If you are looking for the ultimate cutting edge in digital attraction to grow ateam fast, plus organic lead generation systems to get business and fullsupport in English, Spanish and French then the Icebreakers team is theonly team for you. https://youtu.be/FpPXDIQcmAMFor more information on how to join Experior USA or Canada with the Icebreakers team contactHernan Rodriguez by clicking on the link: https://taplink.cc/hrvfinancial